All methods of payment for a Tinkoff loan. Instruction. Adviсe

Oct 4 2014, 00:53

The Tinkoff company does not have its own offices and ATMs. Loans are paid in payment services, cash desks and terminals of third-party organizations. Many ways to quickly and interest-free loan payment make it convenient to use a Tinkoff credit card.

How to pay Tinkoff credit in payment terminals, for example, Qiwi

The easiest way to pay for a Tinkoff loan is Amigo, Leader, Eleksnet, Mobile Element, QuickPay, Platform, Qiwi, PrintNet, CyberPlat. A popular way is the Qiwi system. Payment terminals are located in all major shopping centers, chain markets, at bus stops. For payment on the terminal screen, the following operations are performed:

• From the menu, select "Repayment of loans".
• Find Tinkoff in the list of banks.
• Enter the nine-digit BIC of the bank.
• You will see a calculator on the screen. Use it to calculate the commission, which is 1.6% of the amount, but not less than 50 rubles.
• Enter your account or credit card number.
• Enter your personal information in the additional fields.
• Enter the required amount and confirm the payment.

If the loan is paid for the first time, you will need a pin code that is sent to your mobile phone when making a payment transaction. Re-entry into the system occurs through the "Personal Account". Enter your mobile phone number to sign in.

Main nuances:

• The payment amount is limited. Amount restrictions: one transaction should not exceed 15,000 rubles, and within a week - no more than 600,000.
• The term of enrollment is instant, the maximum time of receipt is 24 hours. Foreign currency loans cannot be paid through a qiwi wallet.

How to pay a Tinkoff loan at the Russian Post

Going to the post office, take your passport and print out the receipt received by e-mail. It contains personal data on the passport and the amount of the transfer. If there is none, ask the post office for a transfer form and fill out:

Advantages:

• A post office can be found in any locality.
• No commissions.

Flaws:

• Delivery time - from one hour to two days.
• The amount limit is 500,000 rubles.

How to pay a Tinkoff loan without commission in the CONTACT system and the Golden Crown

You should contact the service point of the CONTACT system or Zolotaya Korona. When depositing money, you must inform the cashier that they are intended to replenish an account with Tinkoff Bank Credit Systems. Be sure to need the contract number or card number. At the point of reception of transfers, they will ask for a passport.

Advantages:

• Your loved ones can make the payment for you.
• No commission is charged.
• Instant enrollment. The maximum period is one business day.

Disadvantages - not a high prevalence of CONTACT and Zolotaya Korona payment points.

When contacting a third-party bank, you will need:

• BIC and TIN of Tinkoff Bank;
• details of the transfer to the card;
• number of the loan agreement;
• Account number;
• passport.

In any case, a transfer fee is charged.

How to pay a loan in communication salons

You can contact such communication salons as Beeline, Ion, Euroset, Mobile Element, Svyaznoy and others. To transfer money, you will need an agreement or card number. If the amount is more than 15000, then you need a passport. Everywhere there are restrictions on the amount of one operation. Terms of enrollment - from 5 seconds to 1 business day. Commission is not charged.

If you have funds on another current account or on any debit card, you can pay through a mobile application or online banking. It is necessary to gain access to the personal account of the Internet bank. Independently generate a payment order for transfer according to the details of the account of the loan to be repaid. The maximum admission time is 2 days. Commission - from 0.3 to 1% of the transaction amount.

1. If the question arose “Where to pay a Tinkoff loan?”, Compare all the above methods. Choose the best repayment option in terms of availability, commission size and terms.
2. In order to avoid delays associated with a delay in the receipt of transferred funds, try to make a loan payment a couple of days before the date specified in the contract. The date of payment is the day when the money came to the account, and not the moment of the payment itself.
3. The bank does not have stationary branches, carefully study the terms of the contract being concluded, do not be afraid to call the consultant once again and clarify everything.
4. Keep in mind that in case of a loan delay, Tinkoff Bank employees may call you. They reserve the right to use all the numbers provided by you for the purpose of recovering the debt.