How to pay for a phone with a Sberbank card? Learn how to pay for a phone with a Sberbank card via SMS
So, today we will talk with you about how to pay for a phone with a Sberbank card. This is a pretty handy feature that has a few different approaches. Let's take a look at all the options that are available to plastic card holders.
We start a card
But before that, you should worry in advance about the presence of an “object” from which money will be debited. Before paying for a phone with a Sberbank card, we must first get a plastic card. Any adult citizen can do this. True, for this he will have to write an application for receipt.
First of all, choose the type of card that suits you, as well as the tariff. The Sberbank website can help you with this. It describes all the terms of use, as well as limits and restrictions. After that, you can go to a bank branch convenient for you with a passport and a mobile phone in order to write an application for receiving the desired item. Only then will it be possible to think about how to pay for a phone with a Sberbank card.
After you leave the application, you will have to wait about two weeks. Only after this period you will be able to take your card "in hand". And then we can already think about our question. Let's quickly get acquainted with the possible options.
Auto payment
Do you want to pay for the phone with a Sberbank bank card? Then, upon receipt of it, it is enough to inform the bank employee about this. You will be offered additional services that will definitely help you in your business.
For example, a very useful feature would be auto-payment. On a certain date (usually the day the card is received), a fixed amount of money will be debited from your mobile account. You can inform the bank employee about the desired settings, and he will be able to make sure that the funds are transferred when the balance of the mobile phone goes "in the red." 
This feature is absolutely free. Now you know how to pay for a phone through a Sberbank card automatically. But there are also some quite interesting, fast and useful ways. Let's get acquainted with them.
Internet
Thinking about how to pay for a phone with a Sberbank card? Then use the so-called "Sberbank-Online" service. This is a special feature that allows the user to monitor all transactions made with cards using the Internet. It is now even easier to calculate expenses and incomes!
In addition, with the help of this function, everyone has the opportunity to pay for the phone with a Sberbank bank card. To do this, you need to go to the site and log in. The username and password should have been given to you at the bank upon receipt of the card. After that, enter the security code (it will come via SMS to your mobile phone), and then look at the window that opens. Here, select "transactions and payments", and then "replenish mobile account". Select the phone number to which the card is linked, and then dial the desired amount for payment. Click "pay". That's all. After some time (usually about 10 minutes), you will receive 3 messages: about debiting funds from the card, about the balance of money, and also about replenishing your mobile phone account. Now you know how to pay for a phone with a Sberbank card in two clicks. But this is not all possible ways. There are several more ways. 
ATM
Well, sometimes it is ATMs that help pay for the mobile, as well as all other bills. For example, utilities. True, quite often customers have to stand in huge queues. Payment for housing and communal services using an ATM is an innovation that requires practice and certain knowledge. So let's try to figure out how we can implement our idea.
So, if you are thinking about how to pay for a phone through a Sberbank card using an ATM, then you will not need anything but a card. Go to the nearest ATM (they may be in banks or supermarkets), insert the card into a special branch and enter the PIN code. After that, select "mobile phone payment". Enter the number and then the amount of the desired payment. Check the details and confirm the operation. That's all. It remains only to wait for processing. But there are more interesting options. Let's see which ones.
Messages
But you can pay for the phone with a Sberbank card via SMS. There are several nuances here, which we will talk about a little later. First, let's try to figure out with you what we need. 
Write a message with the desired payment amount and send it to number 900. There should not be anything extra in SMS, only the amount of money you want to write off. With all this, the balance of the mobile to which the card is linked will be replenished.
If you have several bank cards for one mobile phone number, then at the very end of the amount, through a space, write the last 4 digits from the desired "translator" card. The message is also sent to the short number 900. With all this, you will definitely receive a message in which the balance of funds on the card will be indicated, and you will also be notified about the replenishment of the mobile phone number. Pretty easy and simple.
If you decide to replenish the balance of a mobile that is not tied to a card, you will have to slightly change the SMS. In it, write TEL, then, starting with "9", the number, and after a space, the desired payment amount. Send SMS to number 900 and wait for the operation to be processed. As a rule, this process can take from 5 minutes to several hours.
True, if you are thinking about how to pay for a phone with a Sberbank card using SMS (or Mobile Banking), you should be aware of some of the nuances. For example, about payment restrictions. What do they include? Let's get a look. 
Nuances of using SMS
First of all, each client should know that the minimum amount to replenish a mobile account is 10 rubles. This applies to both the linked phone and the "stranger". But the maximum amount can fluctuate. If you decide to replenish the account of the linked phone, then the maximum can be 10,000 rubles. Otherwise, you will be limited to 3000.
All manipulations on transfers are carried out in rubles. True, there is one pleasant moment that will surely please all customers - this is the absence of the so-called commission. If you decide to transfer 100 rubles, then this amount will be written off from you. In payment terminals, as a rule, it is customary to charge an additional 4-6% of the payment amount. That's all. Now you know how to pay for a phone with a Sberbank card in all available ways.
