How to pay off a loan renaissance loan

If you have issued a loan at Renaissance Credit Bank, then you definitely shouldn’t worry about the methods of paying it, since there are quite a few of them. The main difference between them is the amount of the commission for transferring your funds and the timing of their transfer to your bank account. To avoid misunderstandings and unpleasant fines and pennies for the delay in the next payment of the required amount, remember the repayment date of your loan, which is indicated in the payment schedule, and take into account the time required for the transfer.

If one of the Renaissance Credit branches is located near your home or work, you can make a payment directly at the cash desk of the bank's office, the money will be credited to your account on the same day, and a commission of 0.5% is charged for cash services. The advantage in the speed of translation is obvious, but be prepared for the fact that you have to stand in line. Also consider a lunch break. Here you can also use an ATM without any fees, but the funds will be credited to your account only after a couple of days. This bank has been cooperating for a long time with such trade enterprises as Eldorado, Svyaznoy, Euroset, MTS, M. Video, Technosila. If you decide to pay the loan through their retail chains, remember the commission, which is 1% of the payment amount (but not less than 50 rubles) and the timing of the receipt of money, this is one or two days. You can use the same service at Atlant Computers, but here your money will be credited to your account only after three days. SpektrD takes a commission of 2%, but not less than one hundred rubles, and the transfer is carried out within three days.

It is very convenient to pay through the network of terminals of the Eleksnet or Qiwi systems. Their commission is in the region of 1.5%, only at least 50 rubles, and the money reaches within two to three days. You can also pay your loan through some payment systems. For example, Rapida, Unistream, Contact. The transfer of funds will take two working days, and the commission will be 0.75-1%, again, no less than 50 rubles. There are also partner banks, you can also make payments through them. These are Vozrozhdenie, ChelindBank, MDM, Interkoopbank, SDM-Bank, Promsvyazbank. Their commission is different, from 1 to 2%. The money will be credited to your account within one or two days, with the exception of Intercoopbank, the transfer will take three to five working days.

If you have time before the next payment date, it is recommended to repay the loan through the Russian Post, the transfer will take five business days, but there is no commission. Loan payments through the Golden Crown service are also gaining popularity. The money transfer term is two days, the commission is standard, 1%. On this site you can see a list of addresses where this can be done in your city. The same service, until the end of January 31, 2015, is holding a promotion according to which you can pay for a Renaissance Credit bank loan in any Beeline salon without a commission, and the funds will be credited to your account the very next day.

If your employer cooperates with this bank, you can write an application in which you ask for a monthly transfer to your account of the necessary amount to repay the loan deducted from wages. It is provided to the accounting department. True, the employer has the right to refuse you this request. The size of the commission and the term of the transfer also depends on it.

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Whatever method you decide to resort to, always check the correctness of the details you specified, and also keep receipts and checks.

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